.d-md-none .d-lg-block bibimot

Cheap policies with a reduced set of risks - what drivers say

Cheap policies with a reduced set of risks - what drivers say
In the current situation, when the cost of insurance has increased significantly, a number of insurers have begun to offer affordable solutions with deductibles and restrictions. As the head of one of the organizations noted, the demand for this type of service is low, because few people know about its appearance. In the near future, demand for cut-down options is expected to grow.


Savings can range from 15 to 30% depending on the selected package. Against the backdrop of further growth in the cost of insurance, the attractiveness of this solution will grow. It is important to understand that the set of risks is limited, and the list of available medical facilities is much smaller than in the standard.

Analysts expect that by the end of the year about a third of the purchased policies will be cut. How such a practice will turn out is not yet clear. What do drivers think?

I have a stale car, they even refuse to issue standard insurance, not to mention the other. Maybe the changes will positively affect the situation and there will be no problems with getting it. Tired of paying extra outbid every year to do everything quickly.

– wrote Arkady Rogov

You will issue, in case of an accident it will turn out that your case is an exception and you will be left without compensation. I prefer to make insurance as it should be, so that there is no unnecessary headache later. Saving in such cases will bring more problems than good.

- said Valery T.

I got my license in 2014, I have been driving for 8 years, not a single accident. I have a cheaper option by the way, I do not want to spend extra money. But you need to understand all the nuances, read the text in small handwriting at the end, so that later you do not find an unpleasant surprise if you get into an accident.

– commented by the user “Hammer of Thor”

I don’t understand, because somehow they lived in Soviet times without compulsory insurance. Now it’s kind of like capitalism, and there are more imposed services than with the scoop. I believe that this should not shake anyone, do I have insurance, what kind of tint do I have and did I fasten my belt or cut it to hell! In general, I am in favor of abolishing them altogether - I don’t know anyone from my environment who has ever received any kind of OSAGO payment.

- Nikolai Ilyich is indignant and offers his decision

It is necessary to develop recommendations on cheap policies that are binding on insurance companies. And now everyone will begin to interpret in their own way and there will be little sense. This is always the case with us, the initiative is good, but the crooked implementation spoils the positive aspects that were planned. I work in this area, I understand how many extra problems a driver can have because of cut insurance.

shared his opinion Eugene M.

The option is interesting, the main thing is to clearly identify the difference between a cheap policy and a standard one. The car owner must understand the difference in order to make the right decision. And then many will simply be taken for free, they won’t really figure it out, and then they will complain that they were deceived by the insurance company.

- summed up Vasily Timofeevich.

Author:

Photos used: https://youtube.com

Are you going to take out an inexpensive version of the policy?

We vote!

We are We are in Yandex Zen
Genesis GV70 - makes premium "Germans" nervousBMW iX - hello new era!

"Moskvich" goes to full cycle

"Moskvich" goes to full cycle

This is an excellent result, and, most importantly, not final. Read more about everything in our material....
  • 374